Money & Banks

Money & Banks in Albania – Everything You Need to Know

Traveling or moving to Albania? Here’s your essential guide to currency, banking, ATMs, and money exchange in Albania—helping you navigate your finances with ease while you’re here.

Currency in Albania

The official currency in Albania is the Albanian Lek (ALL).

• Most common foreign currencies: Euro (€) and US Dollar ($)

• While card payments are increasingly accepted in cities and tourist areas, cash is still the most common payment method in Albania.

• Many shops, restaurants, and markets now use POS systems, but always keep some cash on hand—especially in smaller towns and rural areas.

Banks and ATMs in Albania

Need to withdraw cash or use a credit card in Albania? You’re in luck—Albania has a well-developed banking network.

ATM & Card Information:

• Most ATMs support international debit and credit cards.

• Visa and MasterCard are widely accepted.

• American Express and Diners Club are less commonly used.

Major Banks in Albania:

• Alpha Bank Albania

• Banka Kombëtare Tregtare (BKT)

• Credins Bank

• Intesa Sanpaolo Bank Albania

• Raiffeisen Bank Albania

• Tirana Bank

• Union Bank

• ProCredit Bank

• First Investment Bank

• International Commercial Bank

• United Bank of Albania

• National Bank of Greece (Tirana Branch)

• Société Générale Albania

• Credit Agricole Albania

• Veneto Banka Albania

Need assistance? Many banks have branches in Tirana with English-speaking staff.

Currency Exchange in Albania

Changing money is easy and convenient in Albania.

• You can exchange foreign currency at banks, currency exchange offices, and some hotels.

• The most frequently exchanged currencies are:

  • Euro (EUR)

  • US Dollar (USD)

  • Swiss Franc (CHF)

• For current exchange rates, check XE.com

Pro Tip: Exchange offices often offer slightly better rates than banks.

Bringing Money to Albania

According to Albanian Customs regulations:

• You must declare any amount over €10,000 (or the equivalent in other currencies) when entering or exiting Albania.

Manage Your Finances Stress-Free in Albania

Whether you’re here for a short visit or planning a longer stay, managing money in Albania is easy and safe. With plenty of ATMs, reliable banks, and convenient money exchange services, you’ll be able to focus on enjoying your time in this beautiful country.

Would you like to continue your planning? Explore more about cost of living in Albania, SIM cards, or transportation—only on BeInAlbania.com.